Lawyer for Wage Garnishment Through Bankruptcy in Oklahoma City
Bankruptcy Stops Wage Garnishment – Call (405) 725-1441
Are you concerned that your paycheck will be garnished by creditors? Already dealing with wage garnishment? Call Alexander Hilton & Associates, an Oklahoma Bankruptcy Attorney skilled in stopping wage garnishments Since 1990.
Wage garnishment typically cannot be stopped or addressed legally until a person files for bankruptcy through a lawyer. Once a bankruptcy petition is filed, an automatic stay is put in place, which temporarily halts most collection efforts, including wage garnishment. This stay gives the debtor legal protection from creditors while the bankruptcy process is underway. Without filing for bankruptcy, garnishment continues, and legal intervention is limited. Therefore, consulting with a lawyer and officially filing for bankruptcy is crucial for those seeking relief from wage garnishment.
We can stop wage garnishments. Contact us online or call (405) 725-1441 for a free evaluation with
our wage garnishment attorneys are ready to help you!
Understanding Wage Garnishment in Oklahoma
What Is Wage Garnishment?
Wage garnishment results when a creditor sues you and obtains a judgement in state court. The court then orders your employer to deduct 25% of your paycheck and mail it to your judgement creditor until the debt is repaid. Garnishments most commonly arise with unpaid Credit card accounts, auto repossessions, medical debts and delinquent student loans.
Can a Wage Garnishment Be Stopped?
Wage garnishments can be stopped through two options:
- 1) Pay the debt in full with interest and attorney fees.
- 2) File bankruptcy. You may file for Chapter 7 or Chapter 13 bankruptcy.
Debt Settlement vs. Bankruptcy: What's Best for You?
What About Debt Settlement?
- Costs more than bankruptcy
- You must pay tax on all settled debts which are classified as “income” (not so with debts discharged in bankruptcy).
- Debt settlement can take years. Bankruptcy discharge is normally issued in 90 days.
- Most people who opt for debt settlement are advised to stop paying their creditors and then get sued anyway. They are then forced to file bankruptcy after paying excessive fees to non-attorneys while their credit standing has been damaged for an extended period.
The most effective and immediate option is filing for bankruptcy. However, it is crucial to discuss to discuss your case with a knowledgeable, experienced Bankruptcy Lawyer in Oklahoma.
When you do file for bankruptcy, an automatic stay is ordered by the United States Bankruptcy Court. This injunction orders all creditors and debt collectors to stop collection immediately, including wage garnishments.
Local Support for Wage Garnishment Issues in Oklahoma City
Living in Oklahoma City, you know that financial challenges can arise unexpectedly. Whether you're dealing with mounting medical bills from Integris Baptist Medical Center or facing credit card debt, wage garnishment can add significant stress to your life. At Alexander Hilton & Associates, we understand the unique financial pressures faced by residents of Oklahoma City and can help you navigate these difficult times.
Our firm is well-versed in the local legal landscape and familiar with the procedures of the Oklahoma County Courthouse, where many wage garnishment cases are processed. We also recognize the importance of local resources such as the Oklahoma Department of Consumer Credit, which provides valuable information on managing debt and understanding your rights.
Finding Customized Solutions for Clients
One of the common problems for Oklahoma City residents is the impact of wage garnishment on their ability to cover essential living expenses. With the cost of living in areas like Bricktown and Midtown, losing a portion of your paycheck can make it challenging to pay rent, utilities, and other necessities. Our team is dedicated to providing solutions that can help you regain control of your finances and protect your hard-earned income.
We know the local community and the specific challenges you face. Whether you're a state employee worried about garnishment affecting your job or a small business owner in the Paseo Arts District struggling with debt, we have the knowledge and experience to assist you. Our goal is to offer personalized legal guidance that addresses your unique situation and helps you achieve financial stability.
Don't let wage garnishment disrupt your life. Contact Alexander Hilton & Associates today to take the first step towards financial relief.
Get Immediate Relief from Wage Garnishment
Call to Talk with an Oklahoma City Wage Garnishment Lawyer
Wage garnishments can be scary and overwhelming. You do not have to navigate this alone and you should get legal help. Alexander Hilton & Associates has the expertise to protect your hard-earned wages. We look forward to providing the legal guidance you need.
Schedule a free consultation with our Oklahoma wage garnishment attorney today by calling (405) 725-1441!
What Sets Us Apart
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Representation From a Law Firm With One of the Highest Client Satisfaction Ratings in the State.
Our dedication to client success has earned us top satisfaction ratings, ensuring you receive trusted, results-driven legal support.
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Personalized Attention From Start to Finish.
We take a hands-on approach to your case, providing direct support and tailored legal guidance every step of the way.
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Affordable Chapter 7 Bankruptcy Payment Options.
We offer flexible payment plans to make Chapter 7 bankruptcy more accessible, helping you move forward without added financial stress.
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Evening and Weekend Appointment Availability.
With evening and weekend appointments, we make it easy to get the legal help you need, on your schedule.
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After years of struggling w/deriorating health due to a series of heart attacks,I struggled with trying to maintain my chiropractic practice and remain current with my current obligations. The struggle became unbearable with the COVID 19 shutdown and I really don't know what I would have done without the very capable counsel of Atty.Alex Hilton. I was interviewed at length,explained what was expected of me and told how to collect the necessary documents. I will be forever grateful for the compassion and expertise demonstrated by this law firm .Thomas Joyce
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A wonderful, professional attorney who cares! Recently we were at our darkest moment, financially speaking. However, Mr. Hilton clearly explained our legal rights and obligations and demystified the bankruptcy process for us. No surprises at all -- I could not recommend him more highly!Aaron
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Calling Alex was the best decision we have made!!! We were in a bad situation and had previously recieved some bad advice that made our financial situation even worse. Alex agreed to meet us the same day we called him and he even stayed late to do so! After looking over our mess, he gave us his advice and he answered EVERY SINGLE QUESTION we had! The rest is history! He did everything he said he would!! If you need help and are looking for a bankruptcy attorney, then look no further!! Call Alex today! You will not regret it!Kenna
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Our case was complicated and our situation was dire. I was a nervous wreck. Mr. Hilton assured me that once I stepped foot in his office that our problems because his problems and to no longer worry about it. Of course we are only human so that wasn’t possible however, true to his word he took our case, which wasn’t just a straight forward easy chapter 7, and got it sorted out and got our discharge. I would HIGHLY recommend him.Steven
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My mother and I have used Mr. Hilton's services on two separate occasions, and we cannot say enough good things about him -- as an attorney, and as a person. He is approachable, polite, transparent about his business practices, sympathetic to each client's particular financial situation and, of course, very knowledgeable about the laws pertaining Chapter 7 bankruptcies. Whenever either of us had a question about the process, he answered our queries thoroughly, making sure we understood everything we needed to before moving forward. Subsequently, what could have been nightmarish ordeals for us both instead were handled with relative ease and care. If you are looking for someone to help you get back on track financially without judgment or the fear of being overwhelmed by what can be an arduous and costly process, then Alex Hilton is your man.Khan
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My wife was so nervous to file bankruptcy and Mr. Hilton talked with her and gave her the history of bankruptcy and the reasoning that is was the right thing to do in our case which set her mind at ease. Mr. Hilton is always there if we have questions and always quick with return emails and phone calls. Even months after everything is finished he is still there for us. Cannot recommend this man highly enough to do him the proper justice.L & M Johnson
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It's been almost a year since Mr. Hilton saved us from a desperate situation. He helped us overcome an incredible burden and helped relieve a tremendous amount of financial stress we were dealing with on a daily basis. Personally, I was terrified and overwhelmed and he helped make an impossible situation manageable and he did so with patience and extreme kindness. He answered all of our questions and was always prompt with returning phone calls. The entire process was seamless for us and we couldn't have asked for a better attorney to represent us during the bankruptcy process.M&S B.
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After having a flake for our 1st attorney, Alex Hilton turned our case around and got us amazing results. He worked hard on our mess of a Chapter 13 case. I will recommend him to anyone I know that is in need of a Bankruptcy Attorney. He is kind , compassionate and doesn't mess aroundFormer Client
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FAQ About Bankruptcy
