Repairing Your Credit After Filing
Discuss Your Case With Alexander Hilton & Associates at (405) 725-1441
If you have recently filed for bankruptcy or are wondering what to expect if you proceed with filing, your credit score is likely at the forefront of your mind. Will it hit rock bottom? Will you ever be able to restore it? Should you just give up on having a good credit score? While it can be challenging to look beyond the initial hit a credit score will take, bankruptcy is not designed to permanently ruin your credit. There are many steps you can take to repair your credit and restore the trust you once earned from creditors. However, there is no secret formula that will allow a filer to restore their credit in a day. It can be challenging, but patiently rebuilding your credit over time is the surest process.
As a bankruptcy lawyer serving all of Oklahoma, Attorney Hilton has walked countless consumers through the bankruptcy and credit repair process, continually ensuring they not only have a successful filing, but a successful future as well. Our firm can utilize our 28+ years of insight to help craft a credit repair plan that works for your financial situation. Rest assured knowing that when you come to us, we are here for you every step of the way.
Contact us online or call (405) 725-1441 to request your free case evaluation. Alexander Hilton & Associates is backed by more than 28 years of experience and is ready to help you!
What Should You Do to Restore Your Credit?
After all the bankruptcy paperwork is said and done, you may still find yourself facing financial challenges. The steps you take following bankruptcy will impact your financial future for years to come, which is why it is important to ensure that you take the right ones. Your first priority should be rebuilding your credit and creating new financial habits.
How to repair and protect your credit:
- Review your credit report for errors and fix them right away.
- Stay on top of all remaining accounts.
- Create a new, reasonable budget and be disciplined to stick to it.
- Set up automatic payments so that you don’t forget or miss any.
- Be wary of and avoid credit repair companies that claim to remove bankruptcy records.
- Get a secured credit card when possible and always make timely payments.
- Limit how much you use your credit card and keep your balances low.
- Don’t get overzealous with applying for new credit and making big purchases.
- Be patient with rebuilding credit and make sure you think through each step.
Get a Free Consultation With Alexander Hilton & Associates
Remember, you won’t be able to repair your credit overnight, so remain patient and faithful to following these financial tips. If you are concerned about how bankruptcy will affect your credit or would like to get more insight on restoration steps, Alexander Hilton & Associates is here to help. We are more than ready to answer your questions and provide experienced counsel.
Take the first step toward repairing your credit. Reach out to Alexander Hilton & Associates, an Oklahoma City bankruptcy firm for guidance and support. Contact us online or call (405) 725-1441 for a free consultation.
What Sets Us Apart
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Representation From a Law Firm With One of the Highest Client Satisfaction Ratings in the State.
Our dedication to client success has earned us top satisfaction ratings, ensuring you receive trusted, results-driven legal support.
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Personalized Attention From Start to Finish.
We take a hands-on approach to your case, providing direct support and tailored legal guidance every step of the way.
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Affordable Chapter 7 Bankruptcy Payment Options.
We offer flexible payment plans to make Chapter 7 bankruptcy more accessible, helping you move forward without added financial stress.
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Evening and Weekend Appointment Availability.
With evening and weekend appointments, we make it easy to get the legal help you need, on your schedule.
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After years of struggling w/deriorating health due to a series of heart attacks,I struggled with trying to maintain my chiropractic practice and remain current with my current obligations. The struggle became unbearable with the COVID 19 shutdown and I really don't know what I would have done without the very capable counsel of Atty.Alex Hilton. I was interviewed at length,explained what was expected of me and told how to collect the necessary documents. I will be forever grateful for the compassion and expertise demonstrated by this law firm .Thomas Joyce
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A wonderful, professional attorney who cares! Recently we were at our darkest moment, financially speaking. However, Mr. Hilton clearly explained our legal rights and obligations and demystified the bankruptcy process for us. No surprises at all -- I could not recommend him more highly!Aaron
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Calling Alex was the best decision we have made!!! We were in a bad situation and had previously recieved some bad advice that made our financial situation even worse. Alex agreed to meet us the same day we called him and he even stayed late to do so! After looking over our mess, he gave us his advice and he answered EVERY SINGLE QUESTION we had! The rest is history! He did everything he said he would!! If you need help and are looking for a bankruptcy attorney, then look no further!! Call Alex today! You will not regret it!Kenna
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Our case was complicated and our situation was dire. I was a nervous wreck. Mr. Hilton assured me that once I stepped foot in his office that our problems because his problems and to no longer worry about it. Of course we are only human so that wasn’t possible however, true to his word he took our case, which wasn’t just a straight forward easy chapter 7, and got it sorted out and got our discharge. I would HIGHLY recommend him.Steven
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My mother and I have used Mr. Hilton's services on two separate occasions, and we cannot say enough good things about him -- as an attorney, and as a person. He is approachable, polite, transparent about his business practices, sympathetic to each client's particular financial situation and, of course, very knowledgeable about the laws pertaining Chapter 7 bankruptcies. Whenever either of us had a question about the process, he answered our queries thoroughly, making sure we understood everything we needed to before moving forward. Subsequently, what could have been nightmarish ordeals for us both instead were handled with relative ease and care. If you are looking for someone to help you get back on track financially without judgment or the fear of being overwhelmed by what can be an arduous and costly process, then Alex Hilton is your man.Khan
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My wife was so nervous to file bankruptcy and Mr. Hilton talked with her and gave her the history of bankruptcy and the reasoning that is was the right thing to do in our case which set her mind at ease. Mr. Hilton is always there if we have questions and always quick with return emails and phone calls. Even months after everything is finished he is still there for us. Cannot recommend this man highly enough to do him the proper justice.L & M Johnson
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It's been almost a year since Mr. Hilton saved us from a desperate situation. He helped us overcome an incredible burden and helped relieve a tremendous amount of financial stress we were dealing with on a daily basis. Personally, I was terrified and overwhelmed and he helped make an impossible situation manageable and he did so with patience and extreme kindness. He answered all of our questions and was always prompt with returning phone calls. The entire process was seamless for us and we couldn't have asked for a better attorney to represent us during the bankruptcy process.M&S B.
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After having a flake for our 1st attorney, Alex Hilton turned our case around and got us amazing results. He worked hard on our mess of a Chapter 13 case. I will recommend him to anyone I know that is in need of a Bankruptcy Attorney. He is kind , compassionate and doesn't mess aroundFormer Client
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FAQ About Bankruptcy
